Legend has contracted with all independent carriers in the market, including most proprietary opportunities as well. Our advisors’ needs are diverse and through our relationships with each carrier, we are able to find the best outcome for those needs. These extensive relationships allow us to be truly carrier agnostic. If there is a better product to fit the need, that is the product we’ll suggest. In the end, it is about offering our advisors the ability to provide the best possible solution for their clients.